Makar Sankranti, a major festival of India, is on 14 January 2026. Due to this, there is confusion about whether banks will remain open or closed across the country. According to the RBI bank holiday calendar, many public and private sector banks will remain closed in various areas. Along with Makar Sankranti, other festivals like Pongal and Magh Bihu are also being celebrated across the country, due to which there are bank holidays. Which banks will remain open on Makar Sankranti? Bank holidays in India depend on the state where the branch is located. According to the official bank holiday calendar released by the RBI, banks will remain closed on January 14 in many cities and states. These festivals come under the Negotiable Instruments Act. Today will be a bank holiday in Gujarat, Odisha, Assam and Arunachal Pradesh as Makar Sankranti and other harvest festivals are being celebrated here.
Bank holiday on 15th January
Banks will remain closed in states like Karnataka, Tamil Nadu, Sikkim, Andhra Pradesh, Maharashtra and Telangana on Thursday, January 15.
Bank holiday on 16th January
16 January is Thiruvalluvar Day. Banks will remain closed on this day in Tamil Nadu and Andhra Pradesh.
Bank holiday on 17th January
Banks will remain closed in Tamil Nadu on January 17 on the occasion of Uzhavar Tirunal.
Bank holiday on 23 January
Banks will remain closed in West Bengal and Odisha on 23 January. It is the day of Saraswati Puja and also the birthday of Netaji Subhash Chandra Bose.
Bank holiday on 26th January
Banks will remain closed in all states and union territories of India on 26 January as it is Republic Day.
What to do during this holiday period
All customers should plan their branch visits in advance during these holidays. Note that even though physical bank branches remain closed, internet banking, ATM, UPI and other services will always be available.
what to do in emergency
If you need to withdraw cash or send money on a bank holiday, don’t worry. ATM services work 24×7, be it withdrawing cash, taking statements or any other need. Online banking services like NEFT, IMPS and RTGS will be available to send money. Apart from this, UPI services also remain fully functional these days, making it easy to send and receive money.
